Members will also receive Starwood Preferred Guest Gold, which awards room upgrades at check-in when available and late check-out at all Starwood Preferred properties. This is not a travel rewards card in the traditional sense, though cardholders will reap many travel reward benefits, such as airport lounge access and baggage insurance. The vast majority of “perks” with the AMEX black card are, perhaps not surprisingly, lifestyle and luxury expenses. What Are the Perks of the Amex Centurion Card Then, it’s all about waiting for them to reach out to you. All you can truly do is be a loyal AMEX customer, pay your bills on time, and spend a boat load of money with their credit cards. For a personal card, the amount drops to a still startling $350,000 per year.Įven then, there’s no guarantee that you will be invited to join the exclusive “black card club”, so to speak. In order to even be eligible for a business Centurion Card, you must have already spent and paid off at least $500,000 in charges across all other AMEX cards in a single calendar year. Now that that’s out of the way, we can get into specifics. If you plan to get either one, be prepared for a LOT of spending before you get approved. There are two types of Amex Black Cards: Business and Personal. Dubbed as the Black Card, the card is popular among celebrities and billionaires.Īpproval is very challenging, and once you’re approved, you need to be ready for a hefty yearly cost that usually come in the thousands. What is it and what’s so special about it? Read on.Īmerican Express’ exclusive card product is called Centurion Card. Are you using credit cards quite extensively for your business and personal needs, as well? If so, you may want to consider the Centurion Card.